CHAPTER 13 BANKRUPTCY
Are you behind in a home mortgage loan?
Need time to make up for the arrears amount owed?
Want to keep your home and reduce other types of debt?
3 -5 YEAR REPAYMENT PLAN
A Chapter 13 Bankruptcy offers many of the benefits of a Chapter 7 and also allows the arrears of secured debts such as mortages to be paid off over a 3 -5 year period.
A GRACE PERIOD FOR HOMEOWNERS
If you have enough income, a Chapter 13 bankruptcy will prevent foreclosure and give you the time you need to get current on your house payments and keep your home. Your lender must cooperate with your repayment plan.
LOAN MODS AND LIEN STRIPPING
You can apply for a loan modification that may eliminate the entire arrears amount, and if your home's value is less than your first mortgage you may be able to strip a second.
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Law Offices of John A. Comerford & Associates, 3900 Newpark Mall Rd., Newark, California 94560
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